Retirement plan administration built for advisors, employers, and the meap-solo-401k.
TPA People, Inc. delivers independent, conflict-free 401(k) administration, MEAP Solo 401(k) programs, rollover services, and full-spectrum qualified plan administration, with no bundled products and no conflicts of interest.
BASED IN CHICAGO · SERVING THE MIDWEST · AVAILABLE NATIONALLY
Build a book of plan business→ Employers
Start, fix, or move a plan→ Self-Employed
Solo 401(k) / MEAP→
Your retirement plan deserves more than a checkbox.
TPA People, Inc. was built to do one thing exceptionally well: administer qualified retirement plans with precision, independence, and a level of service most providers don’t bother to offer.
We don’t sell investments. We don’t push proprietary products. We don’t work for a recordkeeper. We work for you: the advisor, the employer, or the meap-solo-401k professional who needs a plan done right.
As the successor to SASI Plans, we bring decades of institutional-grade expertise to every engagement, from a two-person LLC launching its first Solo 401(k) to a mid-market employer managing a complex Safe Harbor plan with a cash balance overlay.
Three seats at the table, one standard of administration.
For Financial Advisors
Partner with a TPA that works for your clients, not a recordkeeper. We administer every plan type, from micro startup plans to cash balance combinations. Open architecture. No conflicts. Your business grows when your clients’ plans perform.
For Employers
Your retirement plan should attract talent and keep you compliant, not become a liability. We handle plan design, annual testing, Form 5500 filing, and every compliance requirement in between. You run your business. We run your plan.
For the Self-Employed
The Solo 401(k) gives you the same retirement power as a Fortune 500 employee. Our MEAP program makes it professionally administered, fully compliant, and simple. Already have a 401(k) elsewhere? We handle rollovers too.
The full spectrum of qualified plan administration
TPA People, Inc. administers every major type of qualified retirement plan, from the simplest startup 401(k) to sophisticated cash balance combinations. We don’t sell investments or push proprietary products. We design, administer, and maintain plans that work for the people inside them.
Whether you’re an employer looking to attract and retain talent, a financial advisor building a book of retirement plan business, or a meap-solo-401k professional maximizing your tax-advantaged savings, the right plan structure makes a measurable difference. We’ll help you find it.
401(k) / Safe Harbor 401(k)
The foundation of most employer-sponsored retirement programs. A Safe Harbor design eliminates the most burdensome annual discrimination testing while allowing key employees to maximize contributions. Ideal for businesses of any size that want a compliant, low-maintenance plan with meaningful employer matching.
Start a 401(k)
Launching a retirement plan for the first time? We guide employers through plan design, document preparation, recordkeeper selection, and IRS compliance from day one. SECURE 2.0 tax credits can offset startup costs for eligible small employers, often making the first three years effectively free.
Move My 401(k)
Leaving an employer, closing a business, or consolidating old accounts? We administer rollover plans for individuals and businesses transitioning from one plan to another. Rollovers done correctly protect tax-deferred status and preserve your options. Rollovers done incorrectly create taxable events and penalties. We make sure it is done correctly.
Solo 401(k) / MEAP
The highest-contribution retirement vehicle available to meap-solo-401k individuals. Through our proprietary MEAP program, we deliver professionally administered Solo 401(k) plans to sole proprietors, 1099 contractors, and single-member LLCs, with contribution limits that can exceed $72,000 annually.
Learn more →Cash Balance Plan
A defined benefit plan that pairs naturally with a 401(k) to dramatically increase pre-tax contributions for high-earning owners and key employees. Cash balance plans are complex to design and administer, and that is exactly the kind of work we do every day.
403(b) / 457(b)
Qualified plan administration for nonprofit organizations, schools, and government entities. These plans carry unique compliance requirements that differ meaningfully from private-sector 401(k) rules. We know the difference.
Profit Sharing / 409A
Flexible, discretionary contribution structures that allow employers to reward employees based on company performance. We handle plan design, allocation formulas, and annual compliance.
Digital Payroll Integration
Digital payroll is not a plan type, it is a capability. TPA People, Inc. works with payroll providers to streamline contribution remittance, reduce administrative burden, and eliminate the manual errors that cause compliance headaches. Ask us about your current payroll setup when you request a consultation.
Independent, transparent, conflict-free.
We believe retirement plan administration should be independent, transparent, and conflict-free. We don’t sell investments. We don’t represent recordkeepers. We represent the plan, and the people whose retirement depends on it.
Our job is to make sure the right plan is in place, that it’s administered correctly every year, and that the advisors, employers, and individuals we work with always know exactly where they stand.
Independent
No bundled products and no conflicts of interest. The right recordkeeper is the one that fits your plan, not ours.
Transparent
No preferred partners, no revenue-sharing arrangements. You always know exactly where you stand.
Conflict-free
The people who work on your plan are the people who answer your questions. Compliance is never outsourced.
Ready to build, fix, or move a retirement plan?
Let’s talk. Tell us where your plan stands today and we’ll tell you, straight, what good administration looks like from here.